What We Do
We don't sell insurance to protect assets. We structure insurance as capital.
Traditional brokers see a policy as a hedge against loss. We see it as an alternative form of financing — a way to protect earnings, create leverage, and lower the cost of capital on transactions that conventional markets won't touch. When a risk looks uninsurable, that is usually where our work begins.
Why Clients Retain Us
Four disciplines, practiced deeply.
Specialty Insurance Expertise
Two decades of building risk-transfer solutions that unlock trapped value — backed by A-rated carriers and structured to protect earnings, not assets.
Risk Deconstruction
Our proprietary technique breaks a single "uninsurable" risk into component parts — until each piece is something a rated carrier will actually underwrite.
Capital Markets Access
Our structures have secured NRSRO investment-grade ratings for complex products, including bonds — opening institutional capital that unrated risk cannot reach.
A Network Built to Place
Senior relationships across P&C carriers, life carriers, and reinsurers — plus an investor network that prices sophisticated risk correctly.
How We Think
Every complex risk is really several risks wearing a single face.
Two major brokerages spent fifteen months trying to place a Fortune 100 client's risk and failed — because they treated it as one wager no carrier would take. We deconstructed it into twenty-eight separate risks, twenty-two of which carriers were already covering in other industries. The transaction was placed in six weeks.
That is the Risk Deconstruction Technique. It is the discipline behind everything we do.
See How We Work →Our Platform
Five practice areas. One method beneath them all.
Life Risk Solutions
Bespoke coverage for the risks unique to life insurance, settlements, and longevity — from contestability to missing-body to residual value.
Explore →M&A & Bankruptcy
Transactional insurance that replaces escrows, holdbacks, and indemnities with real risk transfer — so deals close faster and cleaner.
Explore →Tax Risk
Insurance that turns a tax opinion's comfort into financial certainty — led by a former IRS Director of Penalties & Interest.
Explore →Other Financial Transactions
Enabling structures for the risks neither buyer nor seller will hold — from debt cancellation to carbon-credit delivery.
Explore →Strategic Advisory
Deconstruction, due diligence, and market-making for risks that have never been transferred to the insurance markets before.
Explore →See the proof
Two decades of transactions others called impossible.
All Case Studies →The Record
Trapped value, turned into closed deals.
Cost of protecting a $95M acquisition — replacing a traditional escrow with an RCP transactional structure at a fraction of the cost.
Raised for 15 non-profits through a cashless charitable life-settlement program we designed.
Years structuring risk-transfer solutions that enable transactions others declare impossible.
NRSRO ratings achieved on structured products through insurance enhancement.
Trusted Markets
Structured with the strength of the world's leading carriers.
Our solutions are underwritten by a select group of A-rated partners.
If your transaction hinges on a risk no one will take, start here.
Tell us what's blocking the deal. We'll tell you whether insurance can move it.